Thank you so much. #Available on approved credit, not all will qualify. If youre able to open a zero-interest credit card and pay the balance back before the zero-interest period expires, paying with a credit card can be a great option especially if its a rewards card thatll give you points, airline miles or cash-back for spending or a bonus just for opening the account. If the client has said they would like to keep their monthly loan payments under a certain amount, and the Check My Rate tool estimates their payment is under that, thats the perfect chance for your salesperson to say, Looks like you can afford to add that kitchen island (marble counter, oak flooring, built-in spa, pool houseyou name the upgrade!) Terms, amounts, and APR may differ based on loan purpose and credit profile. Youll only need additional staff when your business starts to grow in other areas because contractor funding has earned your additional customers and projects. No more waiting on a bank to approve them or sending in paperwork to apply. Amazing service end to end! Industry Leading Service from your Contractor Success Manager. Some lenders may offer you financing if you have fair or poor credit, however you may have to pay a lot more over time due to higher interest rates. You can then use that lump sum to pay for your pool, and youll pay it back throughout the course of your new mortgage over the next 10 to 30 years depending on your loan terms. The HFS team Adam and Andrea are awesome! Advertised terms are subject to change without notice. An inquiry you submit to HFS Financial is for the purpose of obtaining additional information regarding a potential loan provided by one of HFSs third-party lenders under terms & conditions arranged directly between you and such lender and conditioned upon the completion of all credit documentation. Lyon Financial recognizes that there may be differences in interest rates based in loan amount, credit history, geographic location, and other factors. But just how do you go about doing that? National Contractor Success Manager - HFS Financial - LinkedIn Amounts from $50,000 to $200,000 Subject to change. Also, with home equity loans youll face additional fees, like a home appraisal cost and closing costs, so be sure to factor that into your decision making. What kind of financing text should I put on my website? HFS Financial specialize in helping homeowners with loans to finance a new swimming pool, outdoor kitchen . Lyons Financial is a highly respected financial institution, and as such, they have high standards for who they approve for loans. For one, Lyon Financial offers a wider range of loan products than HFS Financial. 6.99% (good credit) and 4% lender processing cost rolled into loan. So, what are the benefits of offering financing to each and every customer? HFS Financial. One of our exclusive lenders will then receive the application. HFS financial is the perfect partner for getting a swimming pool loan and it's not a complicated, time consuming process. When you complete our fast and easy inquiry, the information you provide HFS is securely transmitted to our in-house team of highly specialized financial loan consultants. ", HFS has great customer service and rates. I recommend HFS to all my customers., Working with HFS gives us a great tool that enables us to close more of our contracts. Very easy to work with and fast approval. | Do Not Sell My Personal Information By discussing contractor financing options with each and every client, you can give your customers the peace of mind and confidence they need to hire you and get their amazing project started. Home equity loans are essentially when you tap into the equity you have in your home and take out a second mortgage. We explored a home equity loan but found out quickly that the HFS team wanted our business and created an excellent customer service environment. Applying for online loans, sitting in meetings with bank loan officers, making time for phone calls, and filling out endless paperwork can be a burden, not to mention a damage to their credit for applying. Thanks for all the advice! A minimum credit score of, No restrictions on what funds can be used for to complete the consumers backyard experience (above-ground, in-ground, repairs, refurbishments, pool equipment, outdoor kitchens, patio furniture, irrigation, landscaping, etc. BBB Business Profiles are provided solely to assist you in exercising your own best judgment. Financial Independence, Retire Early: What Is the FIRE Movement? If You Have More Than $1,000 in Your Checking Account, Make These 9 Moves, This 10-Day Savings Challenge Is Going Viral By Making People Richer, The 9 Biggest Money Secrets Most Rich People Wont Tell You. You will get much more visibility by. Financing | Allison Landscpe & Pool Company Lyon Financial works with Central Bank to provide qualified borrowers with unsecured pool financing. Here are just a few things you can expect. Figure out how much disposable income you have to work with by comparing your monthly earnings to how much you typically spend each month. Financing through HFS Financial provides customers with the flexibility to make changes or additions with their contractor during their project. never talked with a human. JavaScript is disabled. After many years of assisting homeowners obtain home improvement financing, the team at HFS Financial is your perfect home improvement financing partner. Youll close more (and sometimes larger) sales, see contracts signed faster, increase your cash flow, and grow your bottom line. When we are asked questions about Lyon Financial minimum credit score and Lyon Financial pool loan credit score, we assess creditworthiness on several factors, but theres one thing we NEVER do. This ensures that funds are not disbursed in advance of work being completed. This quick and convenient button will take customers to your personalized HFS Financial page. The cost of all of the materials and labor required to construct a pool can range from $20,000 to $100,000. If you stop making payments and default on your loan, you dont have to worry about your house being foreclosed though the lender still could sue you. Personal loan financing through HFS Financial is not like a secured loan through a bank. We recommend putting a short call-to-action (CTA) next to the HFS widget on your website. The pool companies typically arent offering the loan to you themselves, but theyve partnered with a lender or network of lenders to provide you with financing options. Advertised rates and terms are subject to change without notice. What Are the Benefits of Offering Financing to Every Customer? FICO score of 850 required for 4.99% APR. Adding a small plunge pool to a cleared, flat space in your backyard will cost considerably less than adding a resort-style pool with waterfalls and a jacuzzi to your property that requires you to cut down multiple trees and level the land. Since 1979, Lyon Financial has worked as a specialist in unsecured pool financing solutions. If your credit score is less than 600 or you do not yet have a credit history, you can still hold out hope. There are no hoops to jump through, no home equity needed, no down payment, and no need to pay for a home appraisal. Personal Home Improvement Loans. Pool Rx works with Lyon Financial and HFS Financial to offer pool financing options for you to finance your backyard dream. After you figure out what options are available within your budget, its time to decide on what type of financing you prefer. Lyon Financial is pleased to offer a wide range of financing options to applicants with a credit score of at least 620. Credit scores must be at least 620 in order to apply; however, there is no credit score requirement. Absolutely not! get same day answers, Get instant loan answers OR speak with a loan consultant, Securely upload some basic documents for loan verification, If youre looking for smart, fast swimming pool financing, home improvement loans, or a loan for a backyard renovation project, youve come to the right place at HFS Financial. You could get a personal loan (sometimes referred to as a pool loan), a home equity loan, a home equity line of credit or a cash-out refinance. Lyon Financial is not responsible or liable for any products, services, information or other materials displayed, purchased, or obtained as a result of or in connection with this web site, including, without limitation, any agent referrals, loan recommendations, application, approval, pre-qualification, load or interest rate analysis. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); This site uses Akismet to reduce spam. Readily available to answer any question or concerns. Thats right, no car loans, no mortgages, no student loans. 4.99% APR for a 15-Year Swimming Pool Loan*, Available on approved credit, 850 FICO required, Unsecured Loan We are your one-stop-shop for any kind of home improvement loan: swimming pools, metal roofs, hardwood flooring, kitchen and bath remodels, basement finishing, outdoor kitchens, and more. International Association of Better Business Bureaus. Outstanding customer service and even better terms for our customers, My experience with HFS has been amazing! Close the deal by simplifying the lending process. The reason is simple: TFPC (Trouble Free Pool Care) is a methodology, not a product that you must purchase. HFS Financial is not responsible or liable for any products, services, information,or other materials displayed, purchased, or obtainedbecause ofor in connection with this web site, including, without limitation, any agent referrals, loan recommendations, application, approval, pre-qualification,loan,or interest rate analysis. Help them secure financing, build a great rapport with your clients, and close those sales to boost your business. *In Canada, trademark(s) of the International Association of Better Business Bureaus, used under License. Lyon Financial also offers a lower interest rate for loans that are used for tuition and fees, while Lightstream does not. Home equity loans generally have lower interest rates than personal loans because your home is used as collateral. A score of at least 680 is frequently required to obtain a home equity loan or home equity line of credit (HELOX). We also ensure all reviews are published without moderation. So I will pay forward a good deed and save you the 1500.00 broker and tell you we used United States senate federal credit union. To answer the question about which credit bureau does Lyon Financial use? Advertised rates and terms are subject to change without notice. This type of financing is the same as applying for a personal loan or pool loan. Excellent experience and would 100% recommend to family and friends for their next home improvement project. Anyone can write a Trustpilot review. Lets us help you with your dream of pool ownership. So we run our credit check first and work to pair you with the best lender for your situation. Lyon Financial recognizes that there may be differences in interest rates based in loan amount, credit history, geographic location, and other factors. We do one thing and we do it better than anyone. Get your customers funded in as little as 48 business hours. . I will definitely be using them for any future projects and will be referring them to friends. Customers can get the money for their project quickly and pay their bills directly allowing them to enjoy their new home improvement project as fast as you can complete it. Your email address will not be published. The information you provide for your swimming pool loan will enable HFS to determine the different loan options available to you. I will definitely keep using them in the future. Here are some of the other reasons homeowners like working with HFS. Are you struggling to decide whether or not an accessory dwelling unit is right for you? Conditions and limitations apply. You dont want a pool construction project to jeopardize your ability to pay your bills and meet your needs. Here at HFS, we dont only exist to help homeowners find financing to bring their dreams to life. Then theyll wait through a lengthy application process to find out if theyre approved before they can sign on your dotted line. Subject to credit approval. All loan programs found at www.hfsfinancial.net have no fees or penalties for prepayment. I would definitely recommend HFS to anyone needing a home improvement loan. And all of this comes at no cost to you! We believe the best family vacations are the ones spent in your own backyard. We use dedicated people and clever technology to safeguard our platform. Does anyone have any recommendations on pool loan companies with competitive interest rates? HFS Financial. Each program pays in at least three stages, from excavation to project completion (as defined in the contract). Carrollton Pool Financing | Douglasville Pool Builder With the widget web button, CTA copy and automated notifications, you can keep track of your customers financing and provide them with the best home improvement experience possible. Not all will qualify. That guy, Ari, just really knows a thing or two about a thing or two. I worked with Jason Sidle for my loan. Highly recommend. We just had to submit everything they asked for. It was the smoothest and fastest loan I have done. HFS Financial is not a lender. Your Bank or Credit Union. Additional benefits of financing with HFS Financial: No Impact on Credit to Apply Lyon Financial Lyon Financial Lyon Financial. The high cost to install a pool means that many people rely on pool financing. Subject to change. No. You wont be required to submit a credit check because these loans are pre-approved and have a lower interest rate. Why let the lender fund the contractor directly and have no control? There are a few key differences between Lyon Financial and HFS Financial. They did a great job on approving us without any issues. Couldnt recommend the two of them any more! And when they talk about how amazing the process was to work with you, those word-of-mouth recommendations and online reviews can boost your business in major ways. Loans up to $500,000 While we are located in Maryland, we do conduct business in all 50 states. Home equity loan rates as low as 3.2 for 4 years up to 5.0 for 20 years. As a company in business since 1979, we have honed the Lyon Financial loan process to perfection. Benefits of working with HFS. Easy to do business with. Adam sidle and Jamie Cole were beyond amazing. A credit score of 600 or higher is generally required to use a personal loan to cover pool fees. Two companies we have relationships with are HFS Financial and Lyon Financial. This is very helpful and I will reach out to the few places recommended by everyone. Adam walked us through the process, was extremely responsive and made everything relatively painless for us. For Customers. I had the loan open a month, and this fee was added on top of interest. The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes. During regular business hours we answer the phone every time! One of the benefits of personal loans is that you dont have to offer up any collateral. We love the difference we can make for your family by providing something that puts years of memories within reach. That makes the APR on their fixed rate of 6.75% about a point higher. This includes loans for people with bad credit and loans for people who are self-employed. Contractor Financing - HFS Financial Available on approved credit, not all will qualify. Dear Penny: How Do I Get My Ex-Husbands $10K of Past-Due Alimony? Some pool companies may directly provide you with pool financing offers, so you dont have to search for financing on your own. As the industry leader in providing swimming pool & home improvement financing options since 1979, we offer personalized, hassle-free financial solutions tailor-made to your individual needs and qualifications. The approval and funding process is quick and simple, so theyll have the funds to get started on their project quickly. The loan team member will review the terms and conditions with you, ensuring you are paired with the program that best suits your needs and qualifications. Rates start at 6.49%. Financing with HFS Financial | Tim White Home Remodeling Swimming Pool Financing: What to Know and Best Pool Loans HFS Financials amazing customer care team is always available to answer any questions your customers may have. HFS Financial does not endorse,warrant,or guarantee service or products of any lender or broker and does not guarantee and makes no representations of any rates, points, and loan programs offered by affiliates. Thats right no stage funding. HFS has one-of-a-kind loan programs and world-class service as shown by 1,500 + 5-star Reviews. However, there are some key differences between the two companies. The final step to get your pool project financed is to complete any additional paperwork and sign off on the dotted line. To answer the question about what credit bureau does Lyon Financial use? Exact interest rate determined by credit profile. Lyon Financial and Lightstream are both companies that offer private student loans. If your house didnt already come with a pool when you moved in, theres still a possibility of turning your pool fantasies into reality if you have enough space. Representatives have always quickly responded to us as well as our customers, answering any questions that we have., When our prospective clients tell us they need financing for their pool projects, we strongly recommend the contact HFS. Approved within hours. (These include previous years tax returns specifically Schedule C & E for those self-employed; a W-2 and recent pay stubs for wage earners). It is a type of loan that is approved for people who are ready to buy a home and have a good credit score. After documenting that the job is complete and you are satisfied, the final funds are disbursed. They were in contact when needed making the process quick. Who doesnt love a relaxing dip in the swimming pool on a sweltering, hot day? And when that swimming pool is in your backyard, its even better.
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